Would that include, say, a 20-year old Micra? I'm not particularly after one, but someone near me has a "Cockroach" on their drive that doesn't get a lot of use or love (or not as much as it would get from me), and I sometimes when I see it I feel sorry for it.
Although considering what you might end up paying a dealership to get it through its MOT
an expensive premium for breakdown cover might be a drop in the ocean by comparison.
2007 350Z (my second Zed) - You'll get there when you get there, and that'll be fine. It's a better way to travel, and a much nicer way to live.
2011 Yaris 1.33 (my third Yaris) - With an extra 30cc and an extra gear it's become the S-Class of small cars. Far less pretentious though - good.